My Personal Blog with a Side of Finance
60% of Americans can’t cover a $1000 emergency These days you can hardly sneeze without incurring $1000 expense it seems. Unexpected medical visits, vet bills, car repairs, ac breakdowns. Yet 6 out of 10 of us will have to go into debt to cover such an expense. And we wonder why so many Americans are
A key factor in managing your money is to be able to see the big picture. Where you stand on both the asset and debt side of your financial equation. A place to see all of your accounts in one place. I have found a great tool in the app Personal Capital. It is an
For many people February through April means a “bonus”. Ahh the good old tax refund. People count on it to catch up on bills, take a vacation, buy that luxury item But is it really a financial windfall? As folks eagerly await the amount the tax guy says they will receive it’s like the anticipation
Are you only a millionaire if that’s what you make? Not at all. In fact plenty of people that make that kind of money aren’t even worth a million while your neighbor could easily be a millionaire because of net worth. What is net worth? Do only celebrities and entrepreneurial tech moguls have a net
I’ve heard people say “budgets are for poor people”. That couldn’t be further from the truth. In fact you’re less likely to be or stay broke if you do pay attention to your money. What is a budget? Is it strict rules or limits on fun? It doesn’t have to be. A budget is simply
