Dave Ramsey is a finance guru with a Bachelor of Science degree in Finance and Real Estate. He ended up in debt for $1.2 million in 1987 and in 1988 he filed for bankruptcy. Now in 2021 he has a net worth of 200 million dollars by helping tons of people getting out of debt. So
Credit Card Hacking – Part 2
Yesterday we started to discuss credit card hacking and how to get the most cash back from your purchases. Today I would like to discuss sign up bonuses and referrals and the importance of spacing them out. As mentioned yesterday I want to remind you of the following: Stop reading this now if you follow
Credit Card Hacking – The Art of Receiving Cash Back
It’s been a long time since I’ve blogged about anything. I mentioned to a friend (via text) that we had recently started to credit card hack. When she asked what it was, I advised that it’s too long to explain in a text. So I thought what a great way to attempt getting into my
My Experience with Secured Credit Cards
Secured credit cards are similar to regular credit cards, however they require a cash deposit and are primarily used to help borrowers build or rebuild their credit. Your credit limit on your secured card is generally equal to the amount of the deposit you provided, ($200 deposit = $200 credit limit). If you have a
Raising your Credit Score
Having a good credit score allows you to get credit cards, buy houses and cars. It also helps you to see where you rank with society. The average credit score in America according to money.com towards the end of 2019 was 682. Do you know where you stand? Does it even matter to you? Well