My Personal Blog with a Side of Finance
60% of Americans can’t cover a $1000 emergency These days you can hardly sneeze without incurring $1000 expense it seems. Unexpected medical visits, vet bills, car repairs, ac breakdowns. Yet 6 out of 10 of us will have to go into debt to cover such an expense. And we wonder why so many Americans are
Dave Ramsey is a finance guru with a Bachelor of Science degree in Finance and Real Estate. He ended up in debt for $1.2 million in 1987 and in 1988 he filed for bankruptcy. Now in 2021 he has a net worth of 200 million dollars by helping tons of people getting out of debt. So
We are gonna talk about Financial Advice on Youtube. Ten years ago I would have never imagined that I would be somewhat of the “finance geek” that I am today and that I actually want to blog about it. Before I didn’t think much about money, except for how I was going to make it
Yesterday we started to discuss credit card hacking and how to get the most cash back from your purchases. Today I would like to discuss sign up bonuses and referrals and the importance of spacing them out. As mentioned yesterday I want to remind you of the following: Stop reading this now if you follow
It’s been a long time since I’ve blogged about anything. I mentioned to a friend (via text) that we had recently started to credit card hack. When she asked what it was, I advised that it’s too long to explain in a text. So I thought what a great way to attempt getting into my
Secured credit cards are similar to regular credit cards, however they require a cash deposit and are primarily used to help borrowers build or rebuild their credit. Your credit limit on your secured card is generally equal to the amount of the deposit you provided, ($200 deposit = $200 credit limit). If you have a
If you’re someone like us, that only have a few shows on National TV that you actually watch. Then cutting the cord may be something for you to look into. As the cost of cable and satellite TV services always going up we were tired of it. We were spending over $100 a month to
A key factor in managing your money is to be able to see the big picture. Where you stand on both the asset and debt side of your financial equation. A place to see all of your accounts in one place. I have found a great tool in the app Personal Capital. It is an
A fun way to make a lil money on the side of your normal 9-5 job, specially if you’re a social person, is to start a podcast. Just like anything else of course, it will take some serious time before you start to see any ‘real’ money from it. However if you find that you’re
Finding unclaimed money that is owed to you is as nice as finding it in the street. The States estimate that 1 out of every 10 people have unclaimed money waiting for them, with an estimate of 32 billion dollars sitting around nationwide to be claimed. Back in December of 2011 a woman from Missouri
For many people February through April means a “bonus”. Ahh the good old tax refund. People count on it to catch up on bills, take a vacation, buy that luxury item But is it really a financial windfall? As folks eagerly await the amount the tax guy says they will receive it’s like the anticipation
Having a good credit score allows you to get credit cards, buy houses and cars. It also helps you to see where you rank with society. The average credit score in America according to money.com towards the end of 2019 was 682. Do you know where you stand? Does it even matter to you? Well
